Giant Boat Crash Into Dock

I'm curious whether it hit just a building (on the right) or two (on the left as well). Or is that a ship on the left? I'm even more curious as to whether ships have to carry insurance or not; and what on Earth might their monthly premiums be?!

Link: http://www.youtube.com/watch?v=_5t-z6KdXvA

I don't know enough about docking protocols, not that they could've done anything in time.  ▣

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